Cash machine closures mean more than 115,000 people now have no cash point in their postcode, according to research from consumer group Which?.
There are no cash machines in 130 postcodes, meaning 115,741 people struggle to withdraw physical money. A further 129 areas have only one cash machine, and of these 84 charge a fee to take money out.
Which? said the 259 areas were also at risk of cashpoints closing in neighboring postcodes, further stranding those reliant on cash.
Gareth Shaw, of Which?, said: “The countless communities across the UK with shockingly low cash machine provision show that measures intended to guarantee access to cash simply don’t work – and point to mismanagement of the broken cash landscape that is leaving many people struggling.”
Many customers living in cash deserts with no ATM may also be unable or unwilling to withdraw money at Post Offices. Of the 130 regions with no cash machine, 36 also have no Post Office branch.